Build an empire.
Not just a book of business.

Kronos Financial Group is an independent life and health agency for people who outwork their doubts — real mentorship, a proven sales system, and a seat at a table that's growing fast.

Growth and comfort cannot co-exist

30+
Active Agents
$2M+
Annual Production
90
Day Launch Plan
MMXXII
Established

Who Earns a Seat

We're looking for G.R.I.T.

Experience is optional. These four things are not.

G

Growth-Minded

You treat skills as trainable and feedback as fuel. Comfortable is a warning sign to you, not a goal.

R

Resilient

Sales is a contact sport. You hear no, reset, and dial again — because the next yes doesn't care about the last no.

I

Integrity-First

We protect families at the hardest moments of their lives. You do right by the client when nobody's watching.

T

Team-Driven

Ride or die. You celebrate the person next to you and pull weight the moment you're able to.

The Kronos Difference

What you actually get here

Personal Mentorship

You're not handed a login and forgotten. You train directly with producing leaders and a dedicated sales manager through a structured 90-day launch plan.

Uncapped Opportunity

Commission-based with no ceiling. Your work ethic — not a salary band — determines what this career pays you.

A Culture of Winners

Daily energy, real accountability, and a team that competes hard and celebrates harder. Iron sharpens iron.

Ownership & Flexibility

Run your business your way — schedule, market, and growth path — backed by the carrier lineup and support of North American Senior Benefits, an Integrity Marketing Group partner.

The Path In

Three steps to your launch

Apply

Two minutes. Tell us who you are and why you're hungry for this.

Talk With Us

A straight 15-minute conversation — we'll both know quickly if this is a fit.

Launch

Licensing guidance if you need it, then your 90-day onboarding plan starts day one.

Our Founders

The people behind the table

Carter Propes, Founder of Kronos Financial Group

Carter Propes

Founder

Carter entered the insurance industry in 2021 and built his way from solo producer to Regional Vice President — founding Kronos on a simple conviction: growth and comfort cannot co-exist. He leads the agency's vision, recruiting, and agent development.

Riley Perry, Co-Founder of Kronos Financial Group

Riley Perry

Co-Founder

Riley co-founded Kronos and shapes the agency's culture, standards, and agent experience — the details that turn a team into a family.

Questions

Before you ask

Do I need insurance experience?

No. Many of our best producers came from serving, retail, trades, and athletics. We train the skill — you bring the work ethic. If you're not licensed yet, we'll point you to the exact pre-licensing course and walk you through the state exam process.

How does compensation work?

This is a commission-based, independent contractor opportunity with no salary and no ceiling. Your earnings are determined entirely by your effort, activity, and results — nothing is guaranteed, and nothing is capped.

What products will I offer?

A full portfolio: simplified issue life insurance, fully underwritten life insurance, health insurance, Medicare, and fixed indexed annuities. Multiple product lines mean more ways to serve every client — and more ways for you to earn.

Is this remote or in the field?

Both paths exist. We'll match your launch plan to your market and strengths — telesales or field — and you'll learn our system either way.

What support do I actually get?

A dedicated sales manager, live training, a proven script and sales process, carrier contracts through NASB / Integrity Marketing Group, and leadership that picks up the phone.

The table is set. Earn your seat.

Applications are reviewed personally by leadership. If it's a fit, you'll hear from us within one business day.